Punjab & Sind Bank (Hindi पंजाब एण्ड़ सिंध बैंक) (P&SB) is a government-owned bank (81.42%) in Northern India, with headquarters in New Delhi. Of its 1416 branches spread throughout India, 530 branches are in Punjab state. Its net profit is 339 crores and net NPA is 2.14% for the year ending 2012-13. The banks net profit for the quarter ending June 2013 is 122 crores. Total business of the bank is 1,42,000 crores. Business per employee is 14 crore & business per branch is 108 crores.